Whenever I sit down with someone for the first time to work out a plan, my first question is what kind of budget are you using. That question is quickly followed by a look of abject terror on the part of my client. Don’t be that way folks. Budgets are not scary, not hard, and … Continue reading Start your Index Card Budget and start eating low hanging fruit.
Knowledge is power. There are a number of different reasons to know the value of your business. There are third party companies that will put together a Valuation report. This report gives facts and figures on the actual value or worth of a business in regards to market value, assets value, and income value. It … Continue reading Knowing Your Worth
I would not hesitate to join the Doctor in his TARDIS for a jaunt through time and space. I would welcome the escape from my everyday to adventure with a timelord on a distant planet, even if it did require more running than I’m used to. I would hope that I could get a two … Continue reading Doctor Who and your Money
We had a great time talking about all sorts of fun thing to do in Dayton that are either free or close to it. We were only able to scratch the surface of what there is to do in the Gem city. Here we have included links to activities. We have no affiliation with these … Continue reading Fun: Free in Dayton
Don’t be ignorant Making a budget is only part of the equation. Yes, it tells your money where to go, but it is important to follow up and track where it actually went. People who are winning with money know what they owe, to whom, and can account for each dollar that comes in and … Continue reading 6 Healthy Money Habits
Number 3 has a picture of some guinea pigs… Debt can be scary. I wasn’t sure I could tame it, much less free myself of it completely. But the first step to fixing something is admitting there is a problem. I searched around and put together a list of things to know before tackling the … Continue reading 5 Things to know before beginning a debt journey
My grandma used to say if you mind your pennies, the dollars will take care of themselves. There are many sayings like this that remind us that the little things can add up in big ways. Here, we are going to review small things to be done to reduce the cost of monthly utilities that … Continue reading 7 Tips to Save on Utility Bills
So you want to get out of debt and you want to know what the 10 things you should stop buying to get out of debt are? Perfect. Here they are in no specific order. Cleaning Supplies Cleaning supplies can be a surprising place to burn though a lot of money. In fact, the average … Continue reading 10 things you should stop buying to get out of debt fast.
Get out of debt even if you are living paycheck to paycheck. Continue reading Get out of debt, even if you are living paycheck to paycheck
Think you’re doing ok? Take a look at the list and see how you feel when you get to the end. Need help? I know some guys. Continue reading 6 Signs Your Financial Health is in Trouble