Savings accounts are kind of silly for the most part

It used to blow my mind when i would see how much some of my clients had in their savings accounts. Three hundred thousand dollars was pretty common. Four hundred thousand was seen fairly frequently but not as much. At $400,000 dollars you are losing $12,000 per year to inflation earning those pitiful returns. That…

Why you should always use a credit card when you can

Let’s get the best reason out of the way right now. Cash is gross! It just is. Watch any bank teller for more than three minutes and you will see them use hand sanitizer 6 times. Now let’s talk about some of the other good reasons. Credit cards give you things Cool things at that….

How to build your credit

A thousand foot view of improving your credit Building your credit is perhaps the most over complicated discussion that I have to take part on on a regular basis. There is so much noise it is hard to think. It is actually pretty simple. The problems come in when people want to do it in…